STOCKings
第 8 章

定期定額與股息再投入

到 紀錄 → 定期定額。半自動：到了扣款日（或配息發放日）出現一筆「待登錄」，照對帳單改成實際數字按「確認」，才變成一筆正常的買進。

新增計畫

  1. 在「定期定額計畫」選標的，填每期金額（含手續費，美股是美元）。
  2. 每月扣款日可以填好幾天，例如 6,16,26；遇到休市順延到下一個交易日。
  3. 填開始日。常收固定手續費（例如 1 元）的填「每期固定手續費」。開始日填過去的話，之前的扣款會補成待登錄。
定期定額計畫
定期定額計畫

確認待登錄

  1. 每一筆待登錄已經預填日期、估計價格（那天的收盤價）與股數。
  2. 照對帳單填成交價、股數、手續費（留白用預填值），按「確認」。沒扣到款就按「略過」。過了扣款日三天還沒處理的會標「可能沒扣到款」。
待登錄：照對帳單確認或略過
待登錄：照對帳單確認或略過

已經用券商檔案或集保存摺匯入的那筆買進，會自動對上那一期，不會再出現在待登錄。

股息再投入

登錄配息時勾「再投入」（標的管理可以設成這檔的預設）。台股、ETF 在發放日後 2 個交易日出現一筆預填的買進，金額照「除息時股數 × 每股股利」，手續費從金額裡扣；在標的管理可以選投入比例（100%、75%、50%、25%）和「再投入買哪一檔」（領 A 投 B）。確認後才入帳，交易紀錄標「股息再投入」。

Chapter 8

Regular investing and dividend reinvestment

Go to Records → Regular investing. It is semi-automatic: on each debit date (or dividend pay date) an entry to confirm appears. Change it to the actual figures from your statement and click “Confirm”; only then does it become a normal buy.

Add a plan

  1. In “Regular investment plans”, pick the instrument and fill in the Amount per period (including fees; in USD for US stocks).
  2. Debit days can list several days, for example 6,16,26. If the market is closed, it moves to the next trading day.
  3. Fill in the Start date. If your broker charges a fixed fee (for example 1 dollar), fill in “Fixed fee per period”. If the start date is in the past, earlier debits are added as entries to confirm.
Regular investment plans
Regular investment plans

Confirm entries

  1. Each entry to confirm is prefilled with the date, an estimated price (that day's close) and the number of shares.
  2. Fill in the trade price, shares and fee from your statement (blank keeps the prefilled value), then click “Confirm”. If the debit didn't happen, click “Skip”. Entries left more than three days past the debit date are marked as possibly failed.
Entries to confirm: confirm against your statement or skip
Entries to confirm: confirm against your statement or skip

A buy you already imported from a broker file or the TDCC passbook (集保存摺) is matched to its period automatically and won't show up again here.

Dividend reinvestment

Tick “Reinvest” when recording a dividend (you can make it the default for an instrument in Instruments). For Taiwan stocks and ETFs, a prefilled buy appears 2 trading days after the pay date, for “shares at ex-date × dividend per share”, with the fee taken out of that amount. In Instruments you can choose the share to reinvest (100%, 75%, 50%, 25%) and “Reinvest into” another instrument (collect from A, buy B). It is only recorded once you confirm it, and Trades marks it “Dividend reinvest”.