STOCKings

隱私權政策

生效日期:2026-11-01 · 適用於 STOCKings 桌面程式(v0.10.0 起)

一句話:你的交易、持股、帳戶資料存在你自己的電腦裡,開發者看不到、也收不到;只有你自己開啟的功能會把你選的部分送到你指定的第三方服務。 例如 AI 排程任務在你勾選同意時,會送出持股的代號、名稱、占比與報酬率。以下說明程式在什麼時候會連上網路、送出什麼。

1.存在你電腦裡的資料

你輸入或匯入的交易、配息、帳戶、現金、投資日誌與設定,都存在你電腦上的資料庫(預設加密保存)。若你選用 Google 帳號登入,Google 給的使用者編號、名稱與 email 也只記在這個資料庫(見第 3 節)。程式沒有把這些資料傳給開發者的功能;除了第 2 節列出、由你自己開啟的功能之外,也不會傳給第三方。程式不含廣告或使用行為追蹤。

程式在你的電腦上開一個本機伺服器給自己的視窗使用,只接受這台電腦的連線(127.0.0.1),不對區域網路或網際網路開放。視窗(內嵌瀏覽器)會在本機的瀏覽器儲存空間記下介面偏好(主題、語言、隱藏金額等)和你選擇「記住」的登入信箱,不含 cookie 追蹤,也不會傳出去。程式的紀錄檔(運作狀況與錯誤訊息,用來除錯)寫在資料資料夾內,不會自動傳給任何人;回報問題時若要附上,請先自己看過內容。

2.程式會連上網路的時候

用途連到哪裡送出什麼
股價、匯率、公司行動、基本面等公開資料 證交所、櫃買中心、期交所的 OpenAPI 與網站、集保結算所、中央銀行與政府資料開放平臺、歐洲央行、美國 SEC EDGAR、Yahoo Finance、FinMind、ExchangeRate-API、Open Exchange Rates、Tiingo(Tiingo、Open Exchange Rates 只在填了自己的金鑰時才連;設定頁「資料來源」列出目前用哪些) 要查的股票代號、日期等查詢條件。你的持股數量、成本、交易不會送出。這些服務會看到你的 IP 位址,依它們各自的隱私權政策處理
AI 摘要(選用) 你在設定頁選的服務(Anthropic、OpenAI、Google Gemini,或你自己的相容服務),用你自己的 API 金鑰 只有那一檔股票的公開市場資料(價格、指標、基本面、籌碼),不含你的持股與交易。沒有設定就不會連線
AI 排程任務(選用) 同上,你在設定頁選的服務,用你自己的 API 金鑰 你寫的指示,加上大盤、產業與你的自選清單的公開收盤資料。只有你在那個任務勾選同意時才另外送持股,而且只有代號、名稱、占比與報酬率,不含金額、股數、成本與帳戶。沒有建任務就不會連線
盤中即時行情(選用) 你設定金鑰的券商,用你自己的 API 金鑰 登入用的 API 金鑰與要看的股票代號。不送你的持股、交易與帳戶資料,程式也沒有下單的功能。券商依你和它的契約與它的隱私權政策處理(它本來就知道這把金鑰屬於你的證券帳戶)。金鑰只存在你電腦的系統鑰匙圈,不進資料庫與備份。程式不能下單,不代表金鑰本身沒有其他權限:請用只開行情查詢的金鑰,不要用有交易或資金移轉權限的金鑰,權限範圍請自行確認。沒有設定金鑰就不會連線
雲端備份(選用) 你自己的 Google 雲端硬碟 在你電腦上用你的備份密碼加密過的備份檔。見第 3 節
檢查更新 GitHub(公開的發布頁) 一般的網頁請求,只帶目前的版本號,不帶你的任何資料;可以在設定關掉

3.Google 雲端備份與 Google 使用者資料

只有你在設定頁按「連結 Google」並同意後才會啟用,可以隨時「中斷連結」。每個帳號各自連結自己的 Google、用自己的備份密碼。

STOCKings 使用與傳輸從 Google API 取得的資訊,遵守 Google API 服務使用者資料政策,包括「有限使用」(Limited Use)的規定:不把 Google 使用者資料用於廣告、不出售、不轉給第三方、不由人員讀取(除非你明確要求協助、為了安全或法律要求),也不用來訓練 AI 模型。

4.資料保存與刪除

5.兒童

STOCKings 是投資記帳工具,不是設計給兒童使用,也不會刻意蒐集兒童的個人資料。未成年人請在家長或法定代理人同意下使用。

6.開發者會拿到的個人資料(個資法第 8 條告知事項)

存在你電腦裡的資料(第 1 節)開發者拿不到,也不是開發者蒐集的。開發者只有在你寫信來、或瀏覽本網站時,才會經手下表的個人資料:

蒐集者葉育豪(本軟體開發者)
蒐集目的回覆你的來信、處理問題回報與意見;日後提供授權或付費服務時,用於履行契約與客戶服務
個人資料類別你寫信時提供的姓名、email 與信件內容(包括你自己附上的檔案);瀏覽本網站時,網站代管服務處理的連線資料(IP 位址、瀏覽器類型、造訪時間),以及網頁字型從 Google Fonts 載入時 Google 收到的同類連線資料
利用期間信件在問題處理完畢後保存 1 年後刪除;法律規定要保存更久的,依法律規定。網站連線資料由 Cloudflare 與 Google 各依其服務政策、產品設定與法律規定保存,開發者無法決定或延長(見 Cloudflare 隱私權政策、Google 隱私權政策)
利用地區臺灣。信件存在 Google 的 Gmail,網站由 Cloudflare 代管,兩者的伺服器可能在臺灣以外
利用對象開發者本人;Google(Gmail 電子郵件服務)與 Cloudflare(網站代管)依各自的服務處理相關資料;瀏覽器載入網頁字型時,Google Fonts 會直接收到必要的連線資料。這些服務提供者依各自的隱私權政策處理。不出售,也不提供給其他第三方,法律要求者除外
利用方式以 email 回覆、記錄與追蹤問題;不用於廣告或行銷
你的權利與行使方式依個資法第 3 條,你可以請求查詢或閱覽、製給複製本、補充或更正、停止蒐集處理利用、刪除你的個人資料。請寫信到 stocking.public@gmail.com 並說明要行使哪一項;查詢、閱覽與複製本在 15 日內,其他請求在 30 日內回覆,必要時得延長一次並告訴你原因
不提供的影響不寫信也能完整使用本軟體;只是開發者無法回覆你

7.個資事故通知

開發者保管的個人資料(第 6 節)如果被竊取、洩漏、竄改或受到其他侵害,開發者查明後會以 email 通知受影響的人,說明發生了什麼事、可能的影響、已經採取的處理措施,以及可以聯絡的方式;無法個別通知時,在本網站公告。

如果發現本軟體有可能讓你電腦上的資料外洩的安全問題,開發者會在本網站與程式的更新說明公告,說明影響範圍與你可以採取的措施,並盡快提供修正版本。

8.政策變更與聯絡方式

政策有變更時會更新這一頁與生效日期,重大變更會在程式的更新說明中提到。本政策有自己的版本(頁尾),實質變更後版本會更新,你下次打開程式、登入你在這台電腦上的帳號時,程式會請你閱讀並重新同意;不同意的話只會登出,你的資料不會被刪除,也可以解除安裝。有任何問題請寫信到 stocking.public@gmail.com。

開發者:葉育豪

STOCKings

Privacy Policy

Effective date: 2026-11-01 · Applies to the STOCKings desktop app (v0.10.0 and later)

In short: your trades, holdings and account data stay on your own computer, and the developer cannot see or receive them. Only features you turn on send the parts you choose to the third-party service you pick. For example, a scheduled AI task sends the code, name, weight and return of your holdings only if you allow it. This page explains when the app connects to the internet and what it sends.

1.Data stored on your computer

Trades, dividends, accounts, cash, journal entries and settings you enter or import are stored in a database on your computer (encrypted by default). If you sign in with Google, the user ID, name and email address Google provides are also kept only in this database (see section 3). The app has no feature that sends this data to the developer, and sends nothing to third parties except through the features listed in section 2 that you turn on yourself. It contains no ads or usage tracking.

The app runs a local server on your computer for its own window and accepts connections from this computer only (127.0.0.1); it is not reachable from your network or the internet. The window (an embedded browser) keeps interface preferences (theme, language, hidden amounts, etc.) and the sign-in email you chose to remember in its local browser storage on your computer — no tracking cookies, and none of it is sent anywhere. The app's log file (operating status and error messages, for troubleshooting) is written inside the data folder and is never sent automatically; if you attach it to a bug report, read it first.

2.When the app connects to the internet

PurposeWhereWhat is sent
Public market data (prices, exchange rates, corporate actions, fundamentals) Taiwan Stock Exchange, Taipei Exchange and Taiwan Futures Exchange OpenAPIs and websites, TDCC, the Central Bank of the R.O.C. and data.gov.tw, the European Central Bank, SEC EDGAR, Yahoo Finance, FinMind, ExchangeRate-API, Open Exchange Rates and Tiingo (Tiingo and Open Exchange Rates only once you have entered your own key; Settings → Data sources lists the ones in use) Only query parameters such as ticker symbols and dates — never your holdings, costs or trades. These services see your IP address and handle it under their own policies
AI summaries (optional) The provider you choose in Settings (Anthropic, OpenAI, Google Gemini or a compatible service of your own), with your own API key Only public market data for that stock (price, indicators, fundamentals, institutional flows), never your holdings or trades. Nothing is sent unless you set it up
Scheduled AI tasks (optional) As above: the provider you choose in Settings, with your own API key Your instruction plus public closing data for the market, sectors and your watchlist. Holdings are sent only if you allow it for that task, and then only the code, name, weight and return, never amounts, quantities, cost or accounts. Nothing is sent unless you create a task
Live intraday quotes (optional) The broker whose key you entered, with your own API key Your API key (to sign in) and the ticker symbols you watch. Your holdings, trades and account data are not sent, and the app cannot place orders. The broker handles this under your agreement with it and its privacy policy (it already knows the key belongs to your brokerage account). The key is kept only in your computer's system keychain, not in the database or backups. The app being unable to place orders does not mean the key has no other permissions: use a quotes-only key, never one that can trade or move funds, and check its permissions yourself. Nothing is sent unless you enter a key
Cloud backup (optional) Your own Google Drive Backup files encrypted on your computer with your backup password. See section 3
Update check GitHub (the public releases page) An ordinary web request carrying only the current version number, no personal data; can be turned off in Settings

3.Google Drive backup and Google user data

Enabled only after you click “Connect Google” and consent; you can disconnect at any time. Each user connects their own Google account and sets their own backup password.

STOCKings' use and transfer of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements: Google user data is not used for advertising, not sold, not transferred to third parties, not read by humans (except with your explicit consent, for security, or as required by law), and not used to train AI models.

4.Retention and deletion

5.Children

STOCKings is an investment record-keeping tool. It is not designed for children and does not knowingly collect their personal data. Minors should use it with the consent of a parent or legal guardian.

6.Personal data the developer receives (notice under Article 8 of Taiwan's PDPA)

The data kept on your computer (section 1) is not available to, and not collected by, the developer. The developer handles personal data only when you write in or visit this website, as follows:

CollectorYu-Hao Yeh (the developer of the Software)
PurposeReplying to your emails and handling bug reports and feedback; if licences or paid services are offered later, performing the contract and customer service
CategoriesThe name, email address and message you send (including any files you attach); when you visit this website, connection data processed by the hosting service (IP address, browser type, time of visit), and the same kind of connection data Google receives when the page fonts load from Google Fonts
RetentionEmails are deleted 1 year after the matter is resolved, unless the law requires longer. Website connection data is kept by Cloudflare and Google under their own policies, product settings and the law; the developer cannot set or extend it (see the Cloudflare privacy policy and the Google privacy policy)
LocationTaiwan. Emails are stored in Google's Gmail and the website is hosted by Cloudflare; their servers may be outside Taiwan
RecipientsThe developer; Google (Gmail email service) and Cloudflare (website hosting) process the related data as part of their services; when your browser loads the page fonts, Google Fonts receives the necessary connection data directly. These providers handle it under their own privacy policies. It is not sold or given to any other third party, except where the law requires
UseReplying by email and tracking issues; never for advertising or marketing
Your rightsUnder Article 3 of the PDPA you may ask to inquire into or review, obtain a copy of, supplement or correct, stop the collection, processing or use of, or delete your personal data. Email stocking.public@gmail.com saying which right you are exercising; requests to inquire, review or copy are answered within 15 days and other requests within 30 days, extendable once with the reason given
If you do not provide itYou can use the Software fully without writing in; the developer just cannot reply to you

7.Personal data incident notification

If personal data held by the developer (section 6) is stolen, leaked, altered or otherwise compromised, the developer will, after investigating, email the people affected explaining what happened, the possible impact, the measures taken and how to get in touch; where individual notice is not possible, a notice is posted on this website.

If a security problem is found that could expose data on your computer, the developer will announce it on this website and in the app's release notes, with its scope and the steps you can take, and release a fix as soon as possible.

8.Changes and contact

Changes are posted on this page with a new effective date, and significant changes are mentioned in the app's release notes. This policy has its own version (see the footer). After a material change the version changes and the app asks you to read and accept it again the next time you open the app and sign in to your account on this computer; if you decline you are only signed out, your data is not deleted, and you can uninstall the app. Questions: stocking.public@gmail.com.

Developer: Yu-Hao Yeh