最大回撤Maximum drawdown
水下圖標出高點、谷底、回到高點的日子與花了幾天。An underwater chart with the peak, the trough, the recovery and how many days each took.
台股 · 美股 · 基金 · 債券 · 期貨選擇權Taiwan & US stocks · funds · bonds · futures & options
在自己的電腦上，把投資帳記清楚。 Your investment records,kept straight.
STOCKings 照台股規則算手續費與證交稅、用先進先出算出真正的損益，報酬率、配息與報稅一次整理好。你的交易與持股只存在你的電腦。 STOCKings — on your own computer. Taiwan-style fees and transaction tax, first-in first-out P&L, returns, dividends and tax summaries in one place. Your trades and holdings stay on your computer.
Windows · Linux · 九種介面語言 · 資料不離開你的電腦Windows · Linux · nine UI languages · your data stays on your computer
隱私Privacy
資料只在你的電腦Your data stays on your computer
STOCKings 是桌面程式，不是網站服務。你的交易、持股、帳戶與日誌存在你自己電腦上的加密資料庫，開發者看不到、也收不到。 STOCKings is a desktop app, not a web service. Your trades, holdings, accounts and journal live in an encrypted database on your own computer. The developer can't see or receive them.
閱讀完整的隱私權政策Read the full privacy policy加密存在本機Encrypted, on your disk
資料庫預設加密保存；另外可以下載復原金鑰，隨時匯出自己的資料。 The database is encrypted by default. Download a recovery key and export your data whenever you like.
沒有廣告、沒有追蹤No ads, no tracking
程式沒有把交易或持股傳給開發者或任何第三方的功能，也不收集使用行為。 The app has no feature that sends your trades or holdings to the developer or any third party, and it collects no usage data.
只為公開資料連網Online only for public data
查股價、匯率時只送股票代號和日期；選用的 AI 摘要用你自己的 API 金鑰，只送那一檔股票的公開市場資料。 Fetching prices and exchange rates sends only symbols and dates. Optional AI summaries use your own API key and send only public market data for that stock.
備份在你自己的雲端Backups in your own cloud
雲端備份放在你自己的 Google 雲端硬碟，上傳前先用你的備份密碼加密，程式也只能存取它自己建立的資料夾。 Cloud backups go to your own Google Drive, encrypted with your backup password before upload, and the app can only reach the folder it created.
功能Features
從記一筆交易，到看懂整體績效From a single trade to the big picture
為台灣投資人設計：台股的稅費規則、美股的匯率、券商與銀行帳戶都照實際的樣子記。 Built for investors in Taiwan: local fee and tax rules, US stocks with real exchange rates, and brokers and bank accounts recorded the way they really are.
記帳Bookkeeping
照台股規則，每一筆都記得準Every trade, by Taiwan's actual rules
補登或修改以前的交易，後面的成本、損益整段自動重算。Back-fill or edit an old trade and everything after it is recalculated.
- 手續費依折扣自動算（整張最低 20 元、零股最低 1 元），一般股票與 ETF 的證交稅分開；也能直接填對帳單的金額Broker fees from your discount (NT$20 minimum per board lot, NT$1 for odd lots) and separate transaction tax for stocks and ETFs — or enter the amount from your statement
- 賣出用先進先出（FIFO）配對，算出真正的已實現損益First-in first-out (FIFO) matching for true realised P&L
- 現金與股票股利、分割減資、融資融券、當沖、借券、質押Cash and stock dividends, splits and capital reductions, margin and short selling, day trades, securities lending, pledges
- 美股可記碎股，成交當下的匯率會存起來Fractional US shares, with the exchange rate at the time of each trade saved
帳戶與外幣Accounts & currencies
多家券商、多個現金帳戶、多種幣別Many brokers, cash accounts and currencies
每個證券帳戶對它的券商對帳單，每個現金帳戶對它的存摺。Each securities account matches its broker statement; each cash account matches its passbook.
- 多家券商與信託帳戶，加上交割戶、分戶帳（可填年利率估算利息）、期貨保證金帳戶Multiple brokers and trust accounts, plus settlement accounts, sub-accounts (with an interest rate to estimate interest) and futures margin accounts
- 美元等外幣交割戶：美股買賣、配息直接進出外幣，換匯用轉帳記Foreign-currency settlement accounts: US trades and dividends move dollars directly, and conversions are recorded as transfers
- 成本用當時的匯率、市值用即時匯率，合計一律換成台幣Cost at the historical rate, market value at today's rate, totals in TWD
- 券商檔案匯入：元大、國泰、永豐、富邦等十家券商與三竹系統的格式內建Broker file import with built-in formats for ten Taiwanese brokers and the Mitake system
報酬分析Returns
看懂自己的績效，也和大盤比一比Understand your performance — and compare it with the market
不只看賺多少：用正確的報酬率、看最糟時跌多深、錢是從哪裡賺來的。Not just how much you made: the right return figures, how deep the worst drop went, and where the money came from.
- TWR（時間加權）與 XIRR（資金加權、年化），任選期間TWR (time-weighted) and XIRR (money-weighted, annualised) over any period
- 和大盤比較：0050、006208、加權報酬指數、SPY、VOO，都含息Compare with 0050, 006208, the TAIEX total return index, SPY or VOO — dividends included
- 損益組成、已實現收益組成、損益貢獻排行P&L composition, realised income breakdown and top contributors
- 逐年報酬率、逐年殖利率、每月報酬熱力圖Yearly returns, yearly yield and a monthly returns heatmap
更多分析圖More charts
股息成長Dividend growth
每年領到的現金股利與年增率，今年還會領的照去年推估。Cash dividends per year and their growth, with the rest of this year estimated from last year.
手續費與稅Fees & taxes
逐月累加的手續費、交易稅、配息匯費與代扣稅，以及它們吃掉多少獲利。Broker fees, transaction tax, dividend remittance fees and withholding over time — and how much of your gains they eat.
資產配置Allocation
持股熱力圖、資產類別配置、持股集中度與幣別曝險走勢。A holdings treemap, asset classes, concentration and currency exposure over time.
技術分析與回測Charts & backtests
在 K 線上看見自己的買賣See your own trades on the chart
任何標的都能看，不必有交易紀錄。Works for any instrument, whether or not you've traded it.
- K 線、均線、KD、布林通道等指標與副圖，可以還原權息Candlesticks, moving averages, KD, Bollinger bands and more, with optional dividend adjustment
- 你的買賣點、平均成本、損益兩平價與寫日誌的日子直接標在圖上Your buys and sells, average cost, break-even price and journal entries marked on the chart
- 回測：定期定額或單筆投入，看「如果當初這樣買」，只算、不寫入紀錄Backtests of regular or lump-sum investing — "what if I had bought like this" — without touching your records
- 選用 AI 摘要，用你自己的 API 金鑰Optional AI summaries with your own API key
- 美股行情可以改用 Tiingo（你自己申請的免費金鑰），比 Yahoo 穩定US market data can come from Tiingo with your own free key, steadier than Yahoo
報稅統計Tax summary
五月報稅前，先整理好去年的所得Last year's income, sorted before tax season
照綜合所得稅申報的分類整理，不分證券帳戶。這是估算與整理，實際以國稅局資料為準。Grouped the way Taiwan's income tax return asks for it, across all accounts. It's an estimate to help you prepare; official tax data prevails.
- 股利所得：比較合併計稅與分開計稅哪個划算Dividend income, comparing combined and separate taxation
- 二代健保補充保費、借券收入、權益補償、存款利息NHI supplementary premium, lending income, compensation and deposit interest
- 海外所得：美股已實現損益與股利，估算最低稅負Overseas income from US stocks, with an alternative minimum tax estimate
- 年度明細 CSV 下載，股利可以和財政部所得資料對帳Download the year's detail as CSV, and reconcile dividends with Ministry of Finance income data
期貨與選擇權Futures & options
台指期、選擇權，另一套帳一起管TAIFEX futures and options, in their own ledger
錢在期貨商的保證金帳戶，以「口」計，和股票分開。Money sits in a futures margin account and positions are counted in contracts, separate from stocks.
- 台指期、小台、微台、台指選擇權、股票期貨與選擇權，含週契約TX, MTX, TMF, TXO and single-stock futures and options, weekly contracts included
- 權益數、未平倉部位、保證金與風險指標Equity, open positions, margin and risk indicator
- 平倉照 FIFO 沖銷，期交稅自動估算Closing trades matched FIFO, with futures transaction tax estimated
投資日誌Journal
記下當時為什麼買、為什麼賣Write down why you bought — and why you sold
之後回來看，才知道是判斷對了還是運氣好。Later you'll know whether it was judgement or luck.
- 連到標的與交易，加標籤、信心 1～5、貼圖Link entries to instruments and trades, add tags, a 1–5 confidence score and images
- 交易紀錄每一筆都能「寫筆記」Write a note from any trade
- K 線圖標出寫日誌的那天，個股分析列出這一檔的日誌Entries show on the chart and on the stock detail page
雲端備份Cloud backup
備份到你自己的 Google 雲端硬碟Back up to your own Google Drive
換電腦、電腦壞掉或改壞了，都能還原。每個帳號各自連自己的 Google、用自己的備份密碼。Restore after a new computer, a broken one or a mistake. Each user connects their own Google account and sets their own backup password.
- 上傳前在你的電腦用備份密碼加密，Google 與開發者都看不到內容Encrypted on your computer with your backup password before upload; neither Google nor the developer can read it
- 只要求
drive.file權限，看不到你雲端硬碟裡的其他檔案Only thedrive.filescope — it can't see anything else in your Drive - 手動或每天、每週自動備份；超過保留份數的舊備份移到垃圾桶，30 天內救得回來Manual, daily or weekly backups; older ones beyond your keep count go to the Drive trash, recoverable for 30 days
安全與語言Security & languages
雙重驗證、Passkey，九種介面語言Two-factor, passkeys and nine languages
同一台電腦可以有好幾個帳號，每個人只看得到自己的資料。Several people can share one computer; each sees only their own data.
- 雙重驗證：驗證 App 的 6 位數驗證碼，加上 10 組救援碼Two-factor sign-in with an authenticator app and 10 recovery codes
- Passkey：用 Windows Hello、手機或密碼管理工具登入Passkeys via Windows Hello, your phone or a password manager
- 資料庫加密與復原金鑰，換電腦也打得開Database encryption with a recovery key for moving to a new computer
- 繁體中文
- English
- 日本語
- Français
- Deutsch
- Español
- Português
- Русский
- 한국어
新股申購IPO subscriptions抽籤與競拍，價款從現金預扣Lotteries and auctions, with the payment held from cash
定期定額Regular investing扣款日自動出現待登錄的一筆，也能股息再投入Each instalment appears ready to confirm; dividend reinvestment too
員工股票Employee grants員工認購、認股權憑證、限制型股票Employee purchases, options and restricted stock
基金與債券Funds & bonds基金用每日淨值，債券照票面利率算利息Funds at daily NAV, bonds with coupon interest
集保存摺匯入TDCC passbook import讀取集保證券存摺 PDF，帶入交易異動Read your TDCC passbook PDF and bring in the movements
資料健檢Data check一次列出可能記錯、漏記、該補的地方Spots likely mistakes and gaps
匯入與匯出Import & exportCSV、Excel 隨時帶走自己的資料Take your data with you as CSV or Excel
試算工具Calculators交易試算與換匯試算Trade and currency conversion calculators
教學Tutorials
一步一步學會每個功能Learn every feature, step by step
從建立帳號到報稅，每一章一頁、每一步一張截圖。點一張卡片開始。From creating your account to tax time: one page per chapter, one screenshot per step. Pick a card to start.
01開始之前Before you start儀表板和五個大方向怎麼找頁面、建議的上手順序，以及三種版本的安裝方式。How the Dashboard and the five groups are laid out, a suggested order to get started, and the three ways to install.
02第一次啟動：建立帳號與登入First launch: create an account and sign in建立第一個帳號、之後登入，以及擁有者一定要下載的復原金鑰。Create your first account, sign in afterwards, and download the recovery key (a must for the owner).
03畫面導覽Finding your way around右上角的按鈕、隱藏金額、切換帳號、隱藏分頁與收合區塊。The buttons at the top right, hiding amounts, switching accounts, hiding tabs and collapsing sections.
04證券帳戶與現金帳戶Securities accounts and cash accounts新增券商帳戶與交割戶、銀行活存或期貨保證金帳戶，以及集保轉帳。Add broker and settlement accounts, bank or futures-margin cash accounts, and TDCC transfers.
05標的管理Instruments記帳前先建立股票、ETF、美股、基金、債券，還有分割、合併與配息行事曆。Set up stocks, ETFs, US stocks, funds and bonds before you record trades, plus splits, mergers and the dividend calendar.
06記交易Recording trades記一筆買進與賣出、搜尋修改交易，以及當沖、融資融券、美股外幣。Record buys and sells, search and edit trades, and handle day trades, margin, short sales and US stocks.
07記配息與配股Recording dividends and stock dividends公司行動提醒一鍵帶入除權息，或手動記現金股利與配股。Bring in dividends from corporate-action reminders in one click, or record cash and stock dividends by hand.
08定期定額與股息再投入Regular investing and dividend reinvestment設定定期定額計畫、確認待登錄的扣款，以及股息自動再投入。Set up regular investing plans, confirm each pending purchase, and reinvest dividends automatically.
09現金流水帳Cash ledger存入、提出、利息、轉帳與換匯，分戶帳、活存的利息估算對帳。Deposits, withdrawals, interest, transfers and currency exchange, plus interest estimates for sub-accounts.
10借券：出借收租與放空Lending: earn fees and sell short出借股票收借券費，以及借券賣出（放空）與回補。Lend out shares to earn fees, and borrow shares to sell short and buy back later.
11質押借款Pledge loans拿持股向券商借錢：擔保品、借款與還款、維持率。Borrow from your broker against your shares: collateral, borrowing and repaying, maintenance ratio.
12期貨與選擇權Futures and options期貨保證金帳戶、台指期與選擇權的建倉與平倉、權益數。Futures margin accounts, opening and closing TAIEX futures and options positions, and account equity.
13新股申購（抽籤、競拍、員工認購）IPO subscriptions (lottery, auction, employee)抽籤、競拍、員工認購：申購、中籤到撥券怎麼記。Lottery, auction and employee subscriptions: from applying and winning to receiving the shares.
14員工股票（認股權憑證、限制型股票）Employee grants (stock options, restricted stock)認股權憑證與限制型股票：授予、既得、履約與賣出。Stock options and restricted stock: grants, vesting, exercising and selling.
15投資日誌Investment journal記下當時為什麼買賣，連到標的與交易、加標籤，之後回來看。Write down why you bought or sold, link it to instruments and trades, tag it, and look back later.
16看持倉Viewing your holdings儀表板、持股明細、資產配置、個股分析，以及回到過去某一天的歷史回溯。Dashboard, positions, allocation, stock detail, and looking back at any past day.
17分析：歷年統計、報酬率、報稅Analysis: by year, returns and tax歷年統計、報酬率（TWR、XIRR、和大盤比、最大回撤）與報稅統計。Statistics by year, returns (TWR, XIRR, benchmark comparison, max drawdown) and the tax summary.
18技術分析與個股資訊Technical analysis and company infoK 線與技術指標、買賣點標在圖上，以及個股資訊與 AI 摘要。Candlestick charts and indicators with your trades marked on them, plus company info and AI summaries.
19匯率、試算與回測Exchange rates, calculators and backtests匯率走勢、交易與換匯試算，以及定期定額、單筆投入的回測。Exchange-rate charts, trade and currency calculators, and backtests for regular or lump-sum investing.
20匯入與匯出Import and export匯入券商 CSV、Excel、集保存摺 PDF、財政部股利資料，以及匯出備份。Import broker CSV and Excel files, TDCC passbook PDFs and tax-agency dividend data, and export backups.
21雲端備份（Google 雲端硬碟）Cloud backup (Google Drive)把資料加密備份到自己的 Google 雲端硬碟，換電腦也能還原。Back up your data, encrypted, to your own Google Drive and restore it on a new computer.
22資料健檢Data check一次列出可能記錯、漏記的地方：待補成本、配息待核對、沒有價格。Everything that may be wrong or missing in one list: missing costs, dividends to review, missing prices.
23帳號與安全Account and security個人資料、密碼、雙重驗證與 Passkey、救援碼、擁有者轉讓。Profile, password, two-step verification and passkeys, recovery codes, and transferring ownership.
24設定Settings語言、深色模式、強調色、損益顏色、手續費折扣與分頁順序。Language, dark mode, accent colour, gain/loss colours, fee discount and tab order.
25要自己申請的金鑰Keys you apply for yourself美股行情（Tiingo）、AI 摘要、SEC 聯絡信箱、匯率 app_id：哪些要填、去哪裡申請、最後填什麼。US market data (Tiingo), AI summaries, the SEC contact email and the exchange-rate app_id: which to fill in, where to get them and what to paste.
26常見問題Frequently asked questions忘記密碼、換電腦、數字和券商對不上……常見問題的解法。Forgot your password, moving to a new computer, numbers that don't match your broker, and more.
02第一次啟動：建立帳號與登入First launch: create an account and sign in建立第一個帳號、之後登入，以及擁有者一定要下載的復原金鑰。Create your first account, sign in afterwards, and download the recovery key (a must for the owner).
03畫面導覽Finding your way around右上角的按鈕、隱藏金額、切換帳號、隱藏分頁與收合區塊。The buttons at the top right, hiding amounts, switching accounts, hiding tabs and collapsing sections.
04證券帳戶與現金帳戶Securities accounts and cash accounts新增券商帳戶與交割戶、銀行活存或期貨保證金帳戶，以及集保轉帳。Add broker and settlement accounts, bank or futures-margin cash accounts, and TDCC transfers.
05標的管理Instruments記帳前先建立股票、ETF、美股、基金、債券，還有分割、合併與配息行事曆。Set up stocks, ETFs, US stocks, funds and bonds before you record trades, plus splits, mergers and the dividend calendar.
06記交易Recording trades記一筆買進與賣出、搜尋修改交易，以及當沖、融資融券、美股外幣。Record buys and sells, search and edit trades, and handle day trades, margin, short sales and US stocks.
07記配息與配股Recording dividends and stock dividends公司行動提醒一鍵帶入除權息，或手動記現金股利與配股。Bring in dividends from corporate-action reminders in one click, or record cash and stock dividends by hand.
08定期定額與股息再投入Regular investing and dividend reinvestment設定定期定額計畫、確認待登錄的扣款，以及股息自動再投入。Set up regular investing plans, confirm each pending purchase, and reinvest dividends automatically.
09現金流水帳Cash ledger存入、提出、利息、轉帳與換匯，分戶帳、活存的利息估算對帳。Deposits, withdrawals, interest, transfers and currency exchange, plus interest estimates for sub-accounts.
10借券：出借收租與放空Lending: earn fees and sell short出借股票收借券費，以及借券賣出（放空）與回補。Lend out shares to earn fees, and borrow shares to sell short and buy back later.
11質押借款Pledge loans拿持股向券商借錢：擔保品、借款與還款、維持率。Borrow from your broker against your shares: collateral, borrowing and repaying, maintenance ratio.
12期貨與選擇權Futures and options期貨保證金帳戶、台指期與選擇權的建倉與平倉、權益數。Futures margin accounts, opening and closing TAIEX futures and options positions, and account equity.
13新股申購（抽籤、競拍、員工認購）IPO subscriptions (lottery, auction, employee)抽籤、競拍、員工認購：申購、中籤到撥券怎麼記。Lottery, auction and employee subscriptions: from applying and winning to receiving the shares.
14員工股票（認股權憑證、限制型股票）Employee grants (stock options, restricted stock)認股權憑證與限制型股票：授予、既得、履約與賣出。Stock options and restricted stock: grants, vesting, exercising and selling.
15投資日誌Investment journal記下當時為什麼買賣，連到標的與交易、加標籤，之後回來看。Write down why you bought or sold, link it to instruments and trades, tag it, and look back later.
16看持倉Viewing your holdings儀表板、持股明細、資產配置、個股分析，以及回到過去某一天的歷史回溯。Dashboard, positions, allocation, stock detail, and looking back at any past day.
17分析：歷年統計、報酬率、報稅Analysis: by year, returns and tax歷年統計、報酬率（TWR、XIRR、和大盤比、最大回撤）與報稅統計。Statistics by year, returns (TWR, XIRR, benchmark comparison, max drawdown) and the tax summary.
18技術分析與個股資訊Technical analysis and company infoK 線與技術指標、買賣點標在圖上，以及個股資訊與 AI 摘要。Candlestick charts and indicators with your trades marked on them, plus company info and AI summaries.
19匯率、試算與回測Exchange rates, calculators and backtests匯率走勢、交易與換匯試算，以及定期定額、單筆投入的回測。Exchange-rate charts, trade and currency calculators, and backtests for regular or lump-sum investing.
20匯入與匯出Import and export匯入券商 CSV、Excel、集保存摺 PDF、財政部股利資料，以及匯出備份。Import broker CSV and Excel files, TDCC passbook PDFs and tax-agency dividend data, and export backups.
21雲端備份（Google 雲端硬碟）Cloud backup (Google Drive)把資料加密備份到自己的 Google 雲端硬碟，換電腦也能還原。Back up your data, encrypted, to your own Google Drive and restore it on a new computer.
22資料健檢Data check一次列出可能記錯、漏記的地方：待補成本、配息待核對、沒有價格。Everything that may be wrong or missing in one list: missing costs, dividends to review, missing prices.
23帳號與安全Account and security個人資料、密碼、雙重驗證與 Passkey、救援碼、擁有者轉讓。Profile, password, two-step verification and passkeys, recovery codes, and transferring ownership.
24設定Settings語言、深色模式、強調色、損益顏色、手續費折扣與分頁順序。Language, dark mode, accent colour, gain/loss colours, fee discount and tab order.
25要自己申請的金鑰Keys you apply for yourself美股行情（Tiingo）、AI 摘要、SEC 聯絡信箱、匯率 app_id：哪些要填、去哪裡申請、最後填什麼。US market data (Tiingo), AI summaries, the SEC contact email and the exchange-rate app_id: which to fill in, where to get them and what to paste.
26常見問題Frequently asked questions忘記密碼、換電腦、數字和券商對不上……常見問題的解法。Forgot your password, moving to a new computer, numbers that don't match your broker, and more.
完整教學：「STOCKings 教學（圖解）」PDFFull guide: the "STOCKings picture tutorial" PDF
和這些教學頁同樣的內容，約 70 頁。隨程式附上（安裝檔、免安裝版都有），放在簡易說明旁邊，Windows 開始選單也有捷徑。The same content as these pages, about 70 pages. It ships with the app (installer and portable version), next to the quick guide, with a Start menu shortcut on Windows.
FAQ
常見問題Frequently asked questions
我的資料存在哪裡？開發者看得到嗎？Where is my data stored? Can the developer see it?
存在你電腦上的一個加密資料庫檔案裡。程式沒有上傳交易、持股的功能，開發者看不到也收不到。詳見隱私權政策。In a single encrypted database file on your computer. The app has no feature that uploads your trades or holdings, so the developer can't see or receive them. See the privacy policy for details.
支援哪些作業系統？Which operating systems are supported?
Windows 10／11（64 位元）與 Linux（Ubuntu／Debian 有安裝檔，其他發行版用免安裝版）。Mac 版（Intel 與 Apple Silicon 都會有）準備中。Windows 10 / 11 (64-bit) and Linux (an installer for Ubuntu / Debian, a portable version for other distributions). A Mac version, for both Intel and Apple Silicon, is in the works.
需要一直連網嗎？Do I need to be online?
記帳、看報表都在本機。只有查股價、匯率等公開資料、你自己開啟的 AI 摘要與雲端備份，以及檢查更新時才會連網。沒有網路時，成本、已實現損益照樣正確，只是報價不會更新。Bookkeeping and reports run locally. The app goes online only for public prices and exchange rates, the AI summaries and cloud backup you turn on yourself, and update checks. Offline, costs and realised P&L stay correct; only quotes stop updating.
要申請什麼帳號或金鑰嗎？Do I need to sign up for anything or get API keys?
不用。記帳、報表、台股與美股的報價都不必申請任何東西。想要更多時才選填：美股行情改用 Tiingo（免費註冊）、AI 摘要寫成段落（Anthropic、OpenAI、Google Gemini 選一家，按用量付費，或用自己電腦上的模型）、美股本益比要填自己的 email。每一項去哪裡申請、最後填什麼，見「要自己申請的金鑰」教學。No. Bookkeeping, reports and quotes for Taiwan and US stocks need nothing. Optional extras: US market data from Tiingo (free sign-up), AI summaries written as a paragraph (pick Anthropic, OpenAI or Google Gemini and pay as you go, or use a model on your own computer), and your own email for US P/E. Where to get each one and what to paste is in the “Keys you apply for yourself” tutorial.
算出來的數字和券商對不上怎麼辦？What if the numbers don't match my broker?
手續費、配息的匯費與代扣稅都可以照對帳單直接填，手動填的會標出來。「資料健檢」也能幫你找出可能漏記或記錯的地方。You can enter fees, remittance fees and withholding exactly as on your statement; manual amounts are marked. The data check also points out likely gaps and mistakes.
美股的成本怎麼換算成台幣？How are US stocks converted to TWD?
已經發生的（成交、配息）用當下的匯率並存起來，可以改成券商實際換到的價格；市值、未實現損益用即時匯率。每一列用自己的幣別，合計一律台幣。Things that already happened (trades, dividends) use the rate at the time, which is saved and can be set to what your broker actually gave you. Market value and unrealised P&L use today's rate. Each row keeps its own currency; totals are in TWD.
換電腦或電腦壞了怎麼辦？What if I change or lose my computer?
用雲端備份還原到新電腦，或把資料庫檔案複製過去再用復原金鑰解鎖。請記好備份密碼和復原金鑰，忘了就救不回來。Restore from your cloud backup, or copy the database file over and unlock it with your recovery key. Keep your backup password and recovery key safe — without them the data can't be recovered.
STOCKings 會給投資建議嗎？Does STOCKings give investment advice?
不會。它是記帳與資產管理工具，所有數字與分析只供參考，以券商對帳單與主管機關資料為準。No. It's a bookkeeping and portfolio tool. All figures and analyses are for reference only; your broker statements and official data prevail.
什麼時候可以下載？When can I download it?
第一版即將推出，屆時會放在 GitHub 的發布頁。The first release is coming soon and will be published on GitHub.
即將推出Coming soon
第一版還在準備中，發布後會放在 GitHub 的發布頁。The first release is being prepared and will be published on GitHub.
- Windows 10／11（64 位元）：安裝檔、免安裝版Windows 10 / 11 (64-bit): installer and portable version
- Linux：Ubuntu／Debian 安裝檔（.deb）、免安裝版Linux: Ubuntu / Debian installer (.deb) and portable version
- macOS（Intel 與 Apple Silicon）：準備中macOS (Intel and Apple Silicon): in the works
- 內建檢查更新，只送目前的版本號，可以關掉Built-in update check that sends only the current version number, and can be turned off